Plan your financial future with us.
“If you fail to plan, then plan to fail.”
This is an old saying that still holds true today. When it comes to your financial future, financial playing is key to your success. Whether you are a solo entrepreneur, a small business, or a large corporate enterprise, preparing for the future will go a long way to ensuring your success when it arrives. At Coral Horizon, we are dedicated to providing you and your business with actionable and successful financial planning, allowing you to make decisions today which will make for a better tomorrow. Contact us and take that first step to a prosperous financial future.
Experience and expert financial knowledge
Our financial planners possess vast experience and expert financial knowledge, which they will use to assess your current situation, talk to you about where you want to be, before developing an actionable plan to get you there.
Once we have assessed your financial situation, we will make recommendations based on our assessment and where you want to be when you decide to retire. Our planners will design a suitable and attainable financial plan, including steps to help you achieve your fiscal goals.
Our aim is to become a genuine and trusted partner and work with to secure your future. Financial planning isn’t about creating mass wealth; it’s about being smart about managing your money today to ensure your financial security and peace of mind in the latter stages of your life.
Our financial planning services include:
- Personal insurance
- Estate planning
- Direct equity advice
- Investment advice
Taking out sufficient life and income protection insurance is one of the most important financial decisions a person can make. You work hard to build financial security, but that can be threatened by injury or illness. Bad things can and do happen, which is why taking out the right protection is so important.
Why you need insurance
You need Life Insurance to protect those you leave behind after your death, you need income protection in case you are unable to work and earn an income, and you need to protect against any damage to your property or assets. While we certainly hope that you will never need to contact your insurance agency, when you do, you will be glad they are there.
Our team of financial specialists will help you make the right decisions, so that when something unexpected does happen, you are suitably covered with the right insurance solutions. We are adept at sorting through the various insurance products and presenting you with affordable solutions that will work best for you.
Planning for your death or incapacitation might not be pleasant but it is important. Avoiding the issue can have serious implications for your loved ones. We believe in putting appropriate estate plans in place to prepare for any eventuality. These plans include creating structures and frameworks to assist in the tax effective transfer of assets, making provisions for an ongoing income for your family, or setting up legacies or charitable foundations.
Direct equity advice
In today’s turbulent economic times, it’s become even more important to diversify and invest your money wisely. We are here to assist you to make informed investment decisions, based on solid advice from experienced professionals.
Part of our financial planning services include providing information on shares and stocks, particularly the Australian Stock Exchange (ASX) top 200. We use a combination of our research resources, portfolio construction methods, and our network of analysts and specialists to help you with your investment requirements.
Before you decide to invest, it’s important to understand your goals and objectives, as well as your appetite for risk. Working with you, we will devise an investment plan to suit your unique objectives, put plans in place to minimise any potential downsides, and help protect your financial future.
Once we understand what you hope to achieve with your investment portfolio, we’ll explain the risks associated with investing in different kinds of assets – cash, fixed interest, property and shares (equities). Understanding your investment ‘comfort levels’ will provide us with a better idea of the strategies to use to help grow and protect your investment portfolio.
From charter financial planning advice, to personal finance, estate planning and investment portfolio management, contact Coral Horizon or call (08) 9417 8211.